Proactive steps to protect yourself now 

Jeff Carney, Owner & Lead IT Specialist at DarkHorse IT

In today’s digital age, personal data breaches are increasingly common, making it essential to take proactive measures to protect yourself from identity theft and fraud. Here are some key steps to enhance your digital security:

1. Check Data Breaches: Visit haveibeenpwned.com (https://haveibeenpwned.com/) to check if your email or phone number has appeared in any known data breach. This free service helps you understand what personal information may already be circulating online.

2. Freeze Credit Reports: Set up online accounts with the three major credit bureaus: Equifax, Experian, and TransUnion. Freezing your credit is free by law and prevents anyone from opening new credit accounts in your name, even if they have your Social Security number 2 (https://o.co/P3ymeV7AfW). This does not affect your existing credit cards, loans, or bank accounts.

3. Use Credit Monitoring: Combine credit freezing with monitoring tools like Credit Karma, Credit Sesame, or Capital One CreditWise. These tools alert you to changes in your credit report, such as new account openings or sudden drops in your credit score. Some paid services also offer Social Security number tracking and dark web scams.

4. Beware of Scams: Scammers often exploit fears of identity theft. Be cautious of emails or texts claiming urgent issues with your accounts or benefits. Verify such claims through official company websites or known contact numbers to avoid falling victim to fraud.

5. Community Awareness: Share these tips with family, friends, and neighbors, especially older adults who are often targeted by scams. Taking smart, steady steps can help protect yourself and your loved ones from digital threats.

At DarkHorse IT, we emphasize the importance of staying informed and prepared to avoid becoming victims of online threats.

While no one can eliminate every risk, taking these proactive measures can significantly reduce your exposure and give you more control over your digital safety.